Buy-to-Let Mortgages
Professional support for landlords, whether you are new to the field or have years of experience.
We are dedicated to assisting landlords at every stage of the process, regardless of the size and complexity of their portfolio. Whether you are a first-time landlord or expanding your extensive portfolio, we can provide you with the latest information on buy-to-let mortgages (BTL), HMO, bridging, and refurbishment products. Our team is always available to discuss your requirements and provide expert advice.
We can help you fund:
- Residential Houses & Flats
- HMOs (houses of multiple occupancy)
- Holiday Lets
- Airbnb/Serviced Accommodation
- Properties over commercial buildings
- Multi-unit properties and portfolio acquisitions
- Semi Commercial.
Buy-to-Let Mortgages
We offer expert advice for all types of landlords, whether you’re an experienced investor expanding your portfolio, or a first-time buyer looking to invest in buy-to-let properties. We also help consumer landlords who may have inherited property or are considering renting out their current home.
Our professional team of specialist mortgage advisers will find the best deals for buy-to-let mortgages from our wide range of lenders. Unlike normal mortgages, identifying the best BTL mortgage can be complicated due to several factors, such as the borrower’s experience, rental income, and lenders’ stress tests. Our experienced advisers are well-equipped to handle these issues and will help you find the most suitable deal.
Our experienced team can help you navigate the higher arrangement costs and conveyancing fees associated with BTL to ensure you get the best deal possible.
House in Multiple Occupation (HMO)
A House in Multiple Occupation (HMO) is a property that is rented out to several people who are not from the same “household”, but share common facilities such as the bathroom and kitchen. These people usually have individual Assured Shorthold Tenancy (AST) agreements. The availability of lenders who can help fund your requirements will depend on whether the property is licensed or not.
Portfolio
We offer professional guidance for acquiring, restructuring, and refinancing intricate property portfolio structures. Many of our clients own properties with hundreds of units. Regardless of the size and composition of your property portfolio, we provide impartial advice from the entire market, which is offered freely and without any obligation. If you wish to discuss your portfolio funding needs, please contact our team today.
Let-to-Buy
If you’re planning to move, but you’re struggling to sell your home or maybe the value of your property has dropped, let-to-buy could be an option for you. Renting out your property could allow you to move into a new home without feeling pressured to sell in a rush and potentially at a loss.
While some lenders may allow you to let out your home on a residential mortgage, it’s usually only on a temporary basis. So, if you’re planning to let your property out for a longer period, you’ll most likely need a BTL (Buy-to-Let) mortgage.
Our team can guide you through all the details and help you choose the best option for you and your home.